IRCC reprezintă Indicele de referință pentru creditele consumatorilor și este utilizat în calculul dobânzilor pentru creditele cu dobândă variabilă. Există două tipuri de IRCC: zilnic și trimestrial.
IRCC trimestrial include doar zilele lucrătoare dintr-un trimestru și se aplică la toate creditele consumatorilor pentru următorul trimestru.
| 1 EUR | = | 5.0733 | RON | ||
| 1 USD | = | 4.3297 | RON | ||
| 1 GBP | = | 5.8651 | RON | ||
| 1 CHF | = | 5.4353 | RON | ||
| 1 BGN | = | 2.5940 | RON |
| Trimestrul | Valoare IRCC | Variație |
|---|---|---|
| 2025T2 | 6.06 | +0.51 |
| 2025T1 | 5.55 (cel aplicabil) |
0.00 |
| 2024T4 | 5.55 | -0.11 |
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În perioada analizată:
- valoarea minima pentru IRCC a fost de 5.49 în data 10.04.2025
- valoarea maxima pentru IRCC a fost de 6.88 în data 03.06.2025
- valoarea medie pentru IRCC a fost de 5.90
| Data | Indice IRCC (zilnic) | Variație |
|---|---|---|
| 09.09.2025 | 5.60 | 0.00 |
| 08.09.2025 | 5.60 | -0.02 |
| 05.09.2025 | 5.62 | 0.00 |
| 04.09.2025 | 5.62 | -0.01 |
| 03.09.2025 | 5.63 | +0.02 |
| 02.09.2025 | 5.61 | +0.02 |
| 01.09.2025 | 5.59 | -0.14 |
| 29.08.2025 | 5.73 | +0.02 |
| 28.08.2025 | 5.71 | +0.05 |
| 27.08.2025 | 5.66 | -0.03 |
| 26.08.2025 | 5.69 | -0.09 |
| 25.08.2025 | 5.78 | +0.16 |
| 22.08.2025 | 5.62 | +0.02 |
| 21.08.2025 | 5.60 | +0.02 |
| 20.08.2025 | 5.58 | -0.03 |
| 19.08.2025 | 5.61 | 0.00 |
| 18.08.2025 | 5.61 | 0.00 |
| 14.08.2025 | 5.61 | -0.03 |
| 13.08.2025 | 5.64 | +0.03 |
| 12.08.2025 | 5.61 | +0.03 |
| 11.08.2025 | 5.58 | -0.03 |
| 08.08.2025 | 5.61 | 0.00 |
| 07.08.2025 | 5.61 | -0.02 |
| 06.08.2025 | 5.63 | +0.01 |
| 05.08.2025 | 5.62 | -0.05 |
| 04.08.2025 | 5.67 | +0.06 |
| 01.08.2025 | 5.61 | -0.05 |
| 31.07.2025 | 5.66 | -0.11 |
| 30.07.2025 | 5.77 | -0.17 |
| 29.07.2025 | 5.94 | -0.04 |
| 28.07.2025 | 5.98 | +0.08 |
| 24.07.2025 | 5.90 | +0.31 |
| 23.07.2025 | 5.59 | -0.11 |
| 22.07.2025 | 5.70 | +0.04 |
| 21.07.2025 | 5.66 | +0.03 |
| 18.07.2025 | 5.63 | +0.05 |
| 17.07.2025 | 5.58 | +0.02 |
| 16.07.2025 | 5.56 | -0.03 |
| 15.07.2025 | 5.59 | 0.00 |
| 14.07.2025 | 5.59 | -0.03 |
| 11.07.2025 | 5.62 | +0.08 |
| 10.07.2025 | 5.54 | +0.01 |
| 09.07.2025 | 5.53 | -0.10 |
| 08.07.2025 | 5.63 | -0.20 |
| 07.07.2025 | 5.83 | -0.10 |
| 04.07.2025 | 5.93 | -0.21 |
| 03.07.2025 | 6.14 | -0.03 |
| 02.07.2025 | 6.17 | -0.20 |
| 01.07.2025 | 6.37 | -0.18 |
| 30.06.2025 | 6.55 | +0.11 |
| 27.06.2025 | 6.44 | -0.05 |
| 26.06.2025 | 6.49 | +0.02 |
| 25.06.2025 | 6.47 | +0.08 |
| 24.06.2025 | 6.39 | +0.42 |
| 23.06.2025 | 5.97 | +0.12 |
| 20.06.2025 | 5.85 | +0.12 |
| 19.06.2025 | 5.73 | +0.13 |
| 18.06.2025 | 5.60 | -0.47 |
| 17.06.2025 | 6.07 | -0.21 |
| 16.06.2025 | 6.28 | -0.29 |
| 13.06.2025 | 6.57 | 0.00 |
| 12.06.2025 | 6.57 | +0.02 |
| 11.06.2025 | 6.55 | -0.01 |
| 10.06.2025 | 6.56 | -0.15 |
| 06.06.2025 | 6.71 | +0.09 |
| 05.06.2025 | 6.62 | -0.06 |
| 04.06.2025 | 6.68 | -0.20 |
| 03.06.2025 | 6.88 | +0.09 |
| 02.06.2025 | 6.79 | +0.02 |
| 30.05.2025 | 6.77 | -0.01 |
| 29.05.2025 | 6.78 | +0.08 |
| 28.05.2025 | 6.70 | -0.08 |
| 27.05.2025 | 6.78 | -0.04 |
| 26.05.2025 | 6.82 | +0.14 |
| 23.05.2025 | 6.68 | +0.97 |
| 22.05.2025 | 5.71 | -0.06 |
| 21.05.2025 | 5.77 | -0.15 |
| 20.05.2025 | 5.92 | +0.13 |
| 19.05.2025 | 5.79 | -0.15 |
| 16.05.2025 | 5.94 | +0.07 |
| 15.05.2025 | 5.87 | +0.01 |
| 14.05.2025 | 5.86 | -0.27 |
| 13.05.2025 | 6.13 | -0.42 |
| 12.05.2025 | 6.55 | -0.23 |
| 09.05.2025 | 6.78 | +0.21 |
| 08.05.2025 | 6.57 | +0.36 |
| 07.05.2025 | 6.21 | +0.30 |
| 06.05.2025 | 5.91 | +0.26 |
| 05.05.2025 | 5.65 | -0.04 |
| 02.05.2025 | 5.69 | +0.13 |
| 30.04.2025 | 5.56 | -0.10 |
| 29.04.2025 | 5.66 | +0.02 |
| 28.04.2025 | 5.64 | +0.04 |
| 25.04.2025 | 5.60 | +0.05 |
| 24.04.2025 | 5.55 | +0.01 |
| 23.04.2025 | 5.54 | +0.04 |
| 22.04.2025 | 5.50 | -0.06 |
| 17.04.2025 | 5.56 | +0.05 |
| 16.04.2025 | 5.51 | +0.01 |
| 15.04.2025 | 5.50 | -0.01 |
| 14.04.2025 | 5.51 | -0.04 |
| 11.04.2025 | 5.55 | +0.06 |
| 10.04.2025 | 5.49 | -0.05 |
| 09.04.2025 | 5.54 | -0.06 |
| 08.04.2025 | 5.60 | +0.09 |
| 07.04.2025 | 5.51 | -0.03 |
| 04.04.2025 | 5.54 | +0.03 |
| 03.04.2025 | 5.51 | -0.09 |
| 02.04.2025 | 5.60 | +0.10 |
| 01.04.2025 | 5.50 | -0.04 |