IRCC reprezintă Indicele de referință pentru creditele consumatorilor și este utilizat în calculul dobânzilor pentru creditele cu dobândă variabilă. Există două tipuri de IRCC: zilnic și trimestrial.
IRCC trimestrial include doar zilele lucrătoare dintr-un trimestru și se aplică la toate creditele consumatorilor pentru următorul trimestru.
| 1 EUR | = | 5.2488 | RON | ||
| 1 USD | = | 4.5102 | RON | ||
| 1 GBP | = | 6.0718 | RON | ||
| 1 CHF | = | 5.7242 | RON |
| Trimestrul | Valoare IRCC | Variație |
|---|---|---|
| 2026T1 | 5.56 | -0.02 |
| 2025T4 | 5.58 (cel aplicabil) |
-0.10 |
| 2025T3 | 5.68 | -0.38 |
|
|
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În perioada analizată:
- valoarea minima pentru IRCC a fost de 5.47 în data 15.05.2026
- valoarea maxima pentru IRCC a fost de 5.72 în data 31.03.2026
- valoarea medie pentru IRCC a fost de 5.56
| Data | Indice IRCC (zilnic) | Variație |
|---|---|---|
| 04.06.2026 | 5.53 | -0.01 |
| 03.06.2026 | 5.54 | -0.06 |
| 02.06.2026 | 5.60 | -0.06 |
| 29.05.2026 | 5.66 | +0.10 |
| 28.05.2026 | 5.56 | -0.02 |
| 27.05.2026 | 5.58 | 0.00 |
| 26.05.2026 | 5.58 | +0.02 |
| 25.05.2026 | 5.56 | +0.03 |
| 22.05.2026 | 5.53 | -0.03 |
| 21.05.2026 | 5.56 | +0.08 |
| 20.05.2026 | 5.48 | -0.04 |
| 19.05.2026 | 5.52 | +0.01 |
| 18.05.2026 | 5.51 | +0.04 |
| 15.05.2026 | 5.47 | -0.05 |
| 14.05.2026 | 5.52 | -0.07 |
| 13.05.2026 | 5.59 | +0.07 |
| 12.05.2026 | 5.52 | -0.03 |
| 11.05.2026 | 5.55 | +0.08 |
| 08.05.2026 | 5.47 | -0.05 |
| 07.05.2026 | 5.52 | -0.03 |
| 06.05.2026 | 5.55 | -0.04 |
| 05.05.2026 | 5.59 | -0.03 |
| 04.05.2026 | 5.62 | -0.03 |
| 30.04.2026 | 5.65 | +0.08 |
| 29.04.2026 | 5.57 | -0.01 |
| 28.04.2026 | 5.58 | -0.07 |
| 27.04.2026 | 5.65 | +0.09 |
| 24.04.2026 | 5.56 | -0.06 |
| 23.04.2026 | 5.62 | +0.10 |
| 22.04.2026 | 5.52 | -0.08 |
| 21.04.2026 | 5.60 | +0.04 |
| 20.04.2026 | 5.56 | -0.01 |
| 17.04.2026 | 5.57 | +0.03 |
| 16.04.2026 | 5.54 | -0.06 |
| 15.04.2026 | 5.60 | 0.00 |
| 14.04.2026 | 5.60 | +0.10 |
| 09.04.2026 | 5.50 | -0.09 |
| 08.04.2026 | 5.59 | -0.02 |
| 07.04.2026 | 5.61 | +0.02 |
| 06.04.2026 | 5.59 | +0.01 |
| 03.04.2026 | 5.58 | +0.02 |
| 02.04.2026 | 5.56 | -0.02 |
| 01.04.2026 | 5.58 | -0.14 |
| 31.03.2026 | 5.72 | +0.07 |
| 30.03.2026 | 5.65 | +0.04 |
| 27.03.2026 | 5.61 | +0.03 |
| 26.03.2026 | 5.58 | -0.01 |
| 25.03.2026 | 5.59 | 0.00 |
| 24.03.2026 | 5.59 | +0.07 |
| 23.03.2026 | 5.52 | -0.01 |
| 20.03.2026 | 5.53 | 0.00 |
| 19.03.2026 | 5.53 | -0.07 |
| 18.03.2026 | 5.60 | +0.10 |
| 17.03.2026 | 5.50 | -0.03 |
| 16.03.2026 | 5.53 | -0.01 |
| 13.03.2026 | 5.54 | -0.02 |
| 12.03.2026 | 5.56 | -0.01 |
| 11.03.2026 | 5.57 | 0.00 |
| 10.03.2026 | 5.57 | -0.03 |
| 09.03.2026 | 5.60 | +0.01 |
| 06.03.2026 | 5.59 | -0.03 |
| 05.03.2026 | 5.62 | -0.02 |
| 04.03.2026 | 5.64 | +0.09 |
| 03.03.2026 | 5.55 | -0.04 |
| 02.03.2026 | 5.59 | -0.03 |
| 27.02.2026 | 5.62 | +0.02 |
| 26.02.2026 | 5.60 | +0.06 |
| 25.02.2026 | 5.54 | 0.00 |
| 24.02.2026 | 5.54 | +0.01 |
| 23.02.2026 | 5.53 | +0.01 |
| 20.02.2026 | 5.52 | +0.01 |
| 19.02.2026 | 5.51 | -0.01 |
| 18.02.2026 | 5.52 | 0.00 |
| 17.02.2026 | 5.52 | +0.01 |
| 16.02.2026 | 5.51 | 0.00 |
| 13.02.2026 | 5.51 | -0.02 |
| 12.02.2026 | 5.53 | 0.00 |
| 11.02.2026 | 5.53 | -0.01 |
| 10.02.2026 | 5.54 | +0.02 |
| 09.02.2026 | 5.52 | -0.01 |
| 06.02.2026 | 5.53 | +0.01 |
| 05.02.2026 | 5.52 | 0.00 |
| 04.02.2026 | 5.52 | -0.02 |
| 03.02.2026 | 5.54 | +0.01 |
| 02.02.2026 | 5.53 | -0.11 |
| 30.01.2026 | 5.64 | +0.11 |
| 29.01.2026 | 5.53 | -0.03 |
| 28.01.2026 | 5.56 | -0.03 |
| 27.01.2026 | 5.59 | 0.00 |
| 26.01.2026 | 5.59 | -0.01 |
| 23.01.2026 | 5.60 | +0.09 |
| 22.01.2026 | 5.51 | -0.16 |
| 21.01.2026 | 5.67 | +0.03 |
| 20.01.2026 | 5.64 | +0.12 |
| 19.01.2026 | 5.52 | +0.02 |
| 16.01.2026 | 5.50 | -0.03 |
| 15.01.2026 | 5.53 | +0.02 |
| 14.01.2026 | 5.51 | -0.10 |
| 13.01.2026 | 5.61 | +0.11 |
| 12.01.2026 | 5.50 | 0.00 |
| 09.01.2026 | 5.50 | -0.06 |
| 08.01.2026 | 5.56 | +0.01 |
| 05.01.2026 | 5.55 | -0.09 |